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Cash-Out Refinance Loan: How it Works, Options. – Reasons to Take Cash Out of Your Home. There are a number of common reasons homeowners choose cash-out refinancing over other options. Here are some scenarios in which it may be worth considering a cash-out refinance:
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Home Affordable Refinance Program (HARP) for California. – The new Home Affordable Refinance Program (HARP 2) is a government refinance program for California home owners who's mortgage is underwater upside.